Pauline Wong
The National Higher Education Fund Corporation (or PTPTN by its Malay acronym) has served as a lifeline for many students seeking tertiary education since it was established in 1997.
The loan is especially helpful for those who are not born with a silver spoon. They rely on the PTPTN loan to take them through university and earn a degree, which is crucial in securing a job and eventually a steady income. In short, the fund is there for them in their hour of need, providing them the opportunity to complete their studies.
However, many treat it as a grant and fail to repay when they graduate, thus depriving others from enjoying the same benefits.